Smart Wealth Capital
Privacy Policy

How we look after your details.

Plain words. What we collect, what we do with it, what you can ask us to change.

1. Information collected

We may collect information needed to respond to requests or provide financial services, including name, email, phone number, date of birth, address, employment details, income information and selected financial products.

2. Financial information

Depending on the service requested, we may collect information about income, assets, debts, credit history, banking details and other financial information necessary to evaluate applications or provide requested services.

3. Use of information

Information may be used to process applications, provide requested services, verify identity, communicate with you, improve service quality, prevent fraud and meet applicable legal and regulatory requirements.

4. Information from third parties

Where permitted by law, we may receive information from lenders, insurers, financial institutions, credit reporting agencies, identity verification providers and other authorized sources to support requested financial services.

5. Sharing information

We may share information with trusted lenders, insurers, financial institutions, technology providers and service partners when reasonably necessary to provide the requested service, process applications, maintain security or satisfy legal obligations.

6. Data protection

Reasonable administrative, technical and physical safeguards may be used to protect personal information from unauthorized access, disclosure, alteration, loss or misuse. Access to information is limited according to legitimate business and service requirements.

7. Cookies and technology

Websites may use cookies, analytics tools and similar technologies to remember preferences, understand website activity, improve performance, maintain security and provide relevant functionality, subject to applicable privacy laws and available user choices.

8. Data retention

Personal information may be retained for as long as reasonably necessary to provide services, maintain financial and business records, prevent fraud, resolve disputes and comply with applicable federal and state legal or regulatory requirements.

9. Your privacy rights

Depending on your state of residence, you may have rights to access, correct, delete, obtain or request information concerning your personal data. Certain rights may be subject to identity verification, legal exceptions and other applicable limitations.

10. Policy updates

This Privacy Policy may be updated periodically to reflect changes in services, technology, privacy practices, laws or regulatory requirements. Updated provisions will become effective according to the applicable effective date or required notice.

11. Contact

If you have questions about this Privacy Policy or wish to exercise your rights, please write to us at contact@smartwealthcapital.info or call +1 218-477-9786. We aim to respond within three working days.